Free
Observer
Free forever
“I want to know — without doing the work.”
- Direction indicator (↑ / → / ↓)
- Weekly 1-tap pulse check
- Gentle context tips
- No tracking, no budget setup
Personal finance · Built for the Gulf
Every riyal has a place.
KullRiyal shows you where your money is heading — and helps you tell it where to go. In Arabic, built for the Gulf.
- Arabic-first
- No bank login required
- Your data stays on your device by default
9:41
KullRiyal
Direction
→Stable
Confidence: Medium
Income12,400 SAR
Fixed6,800 SAR
Goals2,200 SAR
Free3,400 SAR
Weekly pulseTap →
The honest start
Nobody has the perfect overview.
Most budgeting apps ask you to enter every number perfectly from day one. KullRiyal starts with rough estimates — a 2-minute snapshot — and shows you the direction your money is heading. Then you decide how deep you want to go.
Start rough.
Tell us a few estimates. We'll show you a direction in 2 minutes.
Get clarity.
See whether you're trending up, holding steady, or sliding down.
Take control when you're ready.
Move into Explorer or Pro to start assigning every riyal a place.
Three modes
Choose how deep you go.
Start with a direction in two minutes. Stay free as long as you want. Upgrade when you're ready.
Free
Explorer
Free forever
“I want to understand my direction and track lightly.”
- Two rough forecasts
- Quick check-ins each week
- Light expense tracking (5 broad categories)
- Simple budget view
- Light progress on your money goals
SubscriptionPro
Pro
Full clarity
“I want full clarity and control.”
- Complete monthly overview — KullRiyal made visible
- Precise 5-year forecast you can trust
- 7-second expense entry
- Full budget with categories and subcategories
- 4-step plan: emergency → debt → rainy day → goals
- Money Movement: see where every riyal goes
- Reality Check: planned vs. actual
- Group & Family: shared visibility, separate control
Why it feels different
Clarity, not spreadsheets.
Direction
Direction first, numbers later.
You don't need a spreadsheet to know if you're sliding. KullRiyal turns a 2-minute snapshot into a clear ↑ / → / ↓ — so you can see your direction before you commit to tracking every transaction.
↑Up
→Stable
↓Down
Confidence: Medium · based on 2 min of estimates
Budget
The KullRiyal Budget.
When every riyal is assigned, your account is 'KullRiyal' — fully accounted for. No surprise leaks. No 'where did my paycheck go?' moments. Just clarity.
Monthly KullRiyal100% assigned
Family
2,400
Installments
1,850
Groceries
1,100
Subscriptions
380
Goals
1,700
Forecast
Five years out, not five days.
Pro turns your real numbers into a five-year forecast. See when debt clears, when your emergency fund fills, when you reach the next goal — and what shifts if you change one decision today.
5-Year Forecast+128%
Yr 1Yr 2Yr 3Yr 4Yr 5
Designed in Arabic
Built in Arabic. Built for the Gulf.
From right-to-left layout to currency formatting in SAR, KullRiyal isn't a translated app — it's an Arabic-first one. Categories reflect how money actually moves in Gulf households: family obligations, installments, subscriptions, transport, and the months that always cost more.
- RTL-native
- SAR · EUR · USD · CHF
- Ramadan & school-start aware
- Installments & subscriptions
A wise person plans; an unwise person improvises.
Pricing
Free to start. Pro when you're ready.
No bank credentials, no upsell traps. The free tiers stay free.
Observer
Free
Anyone curious about their direction
Explorer
Free
Light trackers who want awareness
Pro
TBDSAR / month
Anyone ready for full clarity
Pro includes a 7-day free trial. Cancel anytime in your App Store or Google Play settings.
Questions
Things people ask first.
No. KullRiyal is built around manual estimates and quick tracking. We don't ask for bank logins.
By default, your financial data is stored on your device. If you opt into cloud sync or Group & Family in Pro, your data syncs through our secure backend — and is never sold.
Arabic (primary) and English. You can switch any time in Settings.
SAR is primary. EUR, USD, and CHF are also available.
Yes, anytime through your App Store or Google Play subscription settings. You keep access until the end of the billing period.
Yes. Your data is retained — Pro features simply become locked until you re-subscribe.
Your direction is closer than you think.
Two minutes of estimates. One clear arrow. Decide what to do next.